Chief Minister’s Employment Generation Programme (CMEGP)

The Prime Minister’s Employment Generation Programme (PMEGP) is an ambitious independent ‘Chief Minister’s Employment Generation Programme’ of the state, taking into consideration the large number of proposals received for self-employment by the emerging youth and the state’s natural resources and inbuilt capacity, as well as the limited objectives of the Self-Employment Promotion Scheme of the Central Government. This scheme has been announced to be implemented in the state from the financial year 2019-20 as per the Government’s New Industrial Policy 2019 Issue No. 5 (II)’É 9.2.

Scheme Level : The ‘Mukhya Mantri Rozgar Nirman Programme’ will be implemented at the state level by the Directorate of Industries, Mumbai, under the Directorate of Industries, as the main implementing agency of the scheme.

Objective of the Scheme: In order to make the youths of the state self-sufficient, their self-employment projects can be easily established with the financial support of the state government, and the main objective is to establish about 1 lakh micro and small enterprises in the next five years, and through that, a total of 10 lakh employment opportunities will be available in the state. For the first year, 2019–2020, a total target of 10 thousand beneficiary units has been set.

(A) Definition of Industry under the Scheme : All industries are eligible for the benefit of this scheme except the negative industries decided by Khadi Commission.

List of negative industries :-

(B) Definition of village, rural area of the scope of village industry : A village mentioned in the revenue document as a village, a village with a population of less than 20,000 is a city, but a village with a population of less than 20,000 is classified as a rural area and is eligible for the benefit.
(C) Eligibility of Beneficiary :
1. 18 years complete maximum limit 45 years an individual will remain a beneficiary.
2. Individual Proprietorship, Partnership, Financial Institution Recognized Savings Groups.
3. 7th pass for project above Rs.10 lakh and 10th pass for project above Rs.25 lakh.
4. Only one person in a family can avail the program. Family shall be defined as husband and wife.
5. The applicant should not have availed the subsidy of any Central or State Government scheme.
6. APPLICATION PROCEDURE :- Application Through Online Mechanism CMEGP.
www.cmegp.gov.in Maharashtra
(D )Classification of financial assistance under CMEGP Under this scheme, there is a loan assistance limit of Rs 50 lakh for the manufacturing industry and Rs 10 lakh for the service industry. Funding categories are as shown below. The level of margin money to be paid under this scheme will be as follows. The Chief Minister’s Employment Generation Programme is being implemented in the rural areas through the Maharashtra State Khadi and Industries Board and through the District Industry Centre separately in the urban and rural areas.

Groups of Beneficiaries under CMEGP	Entrepreneur’s own participation	Bank Loan		Rate of Margin Money (of Project Cost)
		Urban	Rural	Urban	Rural
1) General	10 %	75 %	65 %	15 %	25 %
2) Special (SC/ST Other Backward Classes/Women/Ex-Servicemen/Physically Handicapped/ NER/Hill and Border Areas	5 %	70 %	60 %	25 %	35 %